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Lenders look at three things when you apply for a mortgage for real estate in Northern Colorado: your debt-to-income ratio, your down payment, and your credit score. Getting pre-qualified by your lender is an important first step in starting to look for a home; a seller will look more favorably at an offer knowing you are financially able to purchase.

Setting the correct initial list price is one of the most important decisions that home sellers make in today’s Colorado real estate market. The initial list price will impact both the amount of time a property takes to sell and the final sales price. Research shows that when a house is overpriced upon the first day of its listing it requires price reduction.

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